Buying a new house is one of the biggest purchases you will ever make. We hope that buying with Jack Harrison Estates will be an enjoyable experience but we know that it can still be daunting, particularly if you’re a first time buyer. Read on for our step by step guide to buying your new house, and to find out how we can help you.
Please do bear in mind that, although we’ve tried to pull together useful and accurate information here, this guide is not a substitute for legal advice that has been tailored to your circumstances. For more in depth help and advice please do get in touch.
The wisest first step would be to work out if you can afford to buy a house right now financially. For most people this will involve arranging a mortgage. It’s never too early to start thinking about this process.
At Jack Harrison Estates you’re in the capable hands of Darren Smith, our Financial Services Manager. Darren is available to guide you through this process and offer you free advice. To find out more about this service please see our Mortgage Guide or contact Darren directly at our office.
Perhaps the most important part of buying a new house is the search process. We know everyone’s ideal property is different. Registering your interest with us means that we’ll be there to guide you at this point in the process; you may not have found your dream home yet, but we’d like to think that we can take some of the strain out of the search. Consider which aspects are essential, and which you might be willing to compromise on, as this will help you in your search. Don’t be afraid to tell us what you definitely don’t want too so we can make sure we’re working for you as effectively as possible. You might want to sign up to receive our property alert updates on properties that match your criteria too.
If you’re moving to a new area it’s important that you do your research to find out where you want to live. We pride ourselves on our local knowledge as we have all lived and worked in the area for many years. On our website, and indeed on each individual property listing, we try to include information about the locations of the properties, for example proximity to schools, hospitals and public transport links.
The key to a successful viewing is to be prepared. Use our photo galleries, floorplans and EPC documents to learn as much as you can about the property before you attend a viewing, and then make sure you’re armed with a list of questions and a tape measure.
Our offices are open 7 days a week so you can give us a call to arrange a viewing at a time that suits you. But don’t worry if you cant make our opening times. You can call or email us to arrange an out of hours appointment.
Once you’ve found the right home for you the next step would be to make an offer. This is done through an estate agent and with Jack Harrison Estates you can relax a little, knowing that we’re taking care of you during this process.
The key to any successful relationship is communication. We will keep you updated throughout the process, aiming to remove any undue stress and allow you to make informed decisions.
Your solicitor will then receive the draft contact from the seller’s solicitors and raise any enquiries on your behalf. They may request their own searches and should then agree a date for exchange of contracts. We will assist your solicitor at any point through this process and strive to ensure that you’re happy every step of the way.
Once all parties have confirmed and are in agreement the exchange of contracts will go ahead and you’re well on your way to completion. At the point of payments clearing in the sellers account we will release the keys and you’re officially the legal owner of your new home.
The day of the move can be a stressful time. We’d recommend using a good removal firm to take the physical strain out of the day. Check reviews of removal companies online to find the best people for the job. Don’t forget to redirect your post in advance to avoid missing any important letters too.
We will of course try to assist you in any way we can, and at any point in the buying process, so please don’t hesitate to ask if there’s anything we can help you with.